When it comes to basic living standards, studies show that money has a great influence on happiness. If we have $40,000 a year - we have enough money to be happy. After the basic needs are met, the next $50,000, $100,000, $1,000,000 or $10 million has little effect on your happiness. If you have a lot of money and are able to spend your time any way you want, you?re not going to be happy if you haven?t developed relationships or activities that make you happy.
99% of the items you purchase you should be able to get for 20% or more of their retail price. In order to get these type of returns, you will have to be organized and spend some time plotting out a plan.
It is important to work on the budget and debt reduction using as many painless saving ideas as possible to begin the debt reduction process.
Interesting quotes.
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